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If I knew then, what I know now....

Discussion in 'Credit Talk' started by monkeymama, Sep 27, 2003.

  1. Sep 27, 2003 #1
    monkeymama

    monkeymama New Member

    I have been paying a CA monthly payments for over a year now. They list the DOLA as 2/98.

    Found an old CR stating DOLA is 6/96, so I began paying them after the SOL was up.

    The OC is no longer listed on any credit reports.

    I have no contract with the CA for my current payments.

    What really burns my buttons is I sat down with all my statements (since I began paying these idiots same amount each month) and the fees/interest they charge me on this account go up and down and up and down($36,$21,$61,$37)They have never listed what these "fees/interest" are. Every month I receive a new statement with only a new balance.

    I also found letter from CA trying to collect on this account three months before these bozo's bought the account. The amount due increased almost 1,300.(on a 3k debt) when Bozo CA bought account.

    I have just DV'd this CA.

    Any suggestions?
     
  3. Sep 28, 2003 #2
    lbrown59

    lbrown59 Well-Known Member

    Stop paying the CA
     
  4. Sep 28, 2003 #3
    monkeymama

    monkeymama New Member

    Thanks,

    I informed the CA in my DV letter, that I was not paying them while the account is in dispute.
     
  5. Sep 28, 2003 #4
    Why Chat

    Why Chat Well-Known Member

    Siop throwing your $$ down a rathole, send them the SOL letter from my website, if you were paying by personal check or (Heaven Forbid !!) direct withdrawal from your checking account, close the account and reopen, preferably in another bank.
     
  6. Sep 28, 2003 #5
    lbrown59

    lbrown59 Well-Known Member

    Re: Re: If I knew then, what I know now....

    This is beyond sol so you don't have to pay them a dime.
    The account is past sol there is nothing to dispute you don't have to pay it .CASE CLOSED :
     
  7. Sep 28, 2003 #6
    monkeymama

    monkeymama New Member

    Re: Re: If I knew then, what I know now....

    My fear is I restarted the SOL by paying them. I never had any formal agreement with them regarding payments. They asked me how much I could afford to pay them monthly, I told them, they agreed.
    Unfortunately, I knew nothing of my state's SOL at the time.
     
  8. Sep 28, 2003 #7
    lbrown59

    lbrown59 Well-Known Member

    Re: Re: Re: If I knew then, what I know now....

    Check these links for information on sol.

    WhyChats statute of limitations

    http://community-2.webtv.net/Y-chat/WhyChatsCredit/

    http://community-2.webtv.net/Y-chat/WhyChatsCredit/


    statute of limitations http://www.edebtnetwork.com/content/collection_laws.asp
    THE END ** *** ** LB 59
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    THE END ** *** ** LB 59
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