If I Settle, Can I . . .

Discussion in 'Credit Talk' started by FijiUCF, May 23, 2003.

  1. FijiUCF

    FijiUCF Well-Known Member

    Currently, I have a $1900 balance with Citibank that I pay thru a credit consolidation agency. If I settle for less in exchange for a positive final report (e.g. paid in full/ paid as agreed), can later dispute/ challege/ validate the other derogs (e.g. lates notices)?
     
  2. lbrown59

    lbrown59 Well-Known Member

    Currently, I have a $1900 balance with Citibank that I pay thru a credit consolidation agency. If I settle for less in exchange for a positive final report (e.g. paid in full/ paid as agreed), can later dispute/ challege/ validate the other derogs (e.g. lates notices)?
    FijiUCF
    =============
    If it was paid as agreed then there couldn't be any drogues could there because if there were drogues then it wasn't paid as agreed was it?

     
  3. FijiUCF

    FijiUCF Well-Known Member

    What about lates (30, 60 ,etc)?
     
  4. lbrown59

    lbrown59 Well-Known Member

    Re: Re: If I Settle, Can I . . .

    I would not settle unless all Derogs were removed,
     
  5. FijiUCF

    FijiUCF Well-Known Member

    Re: Re: If I Settle, Can I . . .

    I tried that with a different creditor and they wouldn't budge. Have any advise for sucessful negotiation?
     

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