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If utilization is a problem..?

Discussion in 'Credit Talk' started by NanaC, Jul 9, 2003.

  1. Jul 9, 2003 #1
    NanaC

    NanaC Well-Known Member

    Has anyone ever disputed a high % utilization,positive tradeline credit card at EQ and noticed an increase in score?

    Just wondering out loud..thanks!
     
  3. Jul 9, 2003 #2
    RichGuy

    RichGuy Well-Known Member

    That's a very creative idea.
     
  4. Jul 9, 2003 #3
    NanaC

    NanaC Well-Known Member

    I suppose there's a risk in disputing a + TL but I'm wondering...

    :)
     
  5. Jul 9, 2003 #4
    GEORGE

    GEORGE Well-Known Member

    DISPUTED...YES
    INCREASE IN SCORE...NEVER
     
  6. Jul 9, 2003 #5
    NanaC

    NanaC Well-Known Member

    Heya, George...

    Never on anything, or never on a + CC dispute?
    Thanks
     
  7. Jul 9, 2003 #6
    GEORGE

    GEORGE Well-Known Member

    Re: Re: If utilization is a problem..?

    YES I have disputed a CC with a HIGH BALANCE...

    NO I have not got any BUMP in score right-a-way...only when it has the new lower balance do I get a score increase...(not much of a BUMP at that)
     
  8. Jul 9, 2003 #7
    NanaC

    NanaC Well-Known Member

    Re: Re: Re: If utilization is a problem..?

    Thanks, George, I just noticed that EQ didn't update my big pay off on schedule and wanted it fixed. Blah.

    Looked at TU and found out this CC (Emerge, don't be shocked) hadn't updated since October of last year...no wonder it didn't reflect a $0 balance yet..making my UT look awful..that and stupid Cap One..
     

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