http://www.capitol.state.tx.us/tlo/78R/billtext/SB00533F.HTM There are also some security freeze options, although you have to file a police report to be able to access them . I discovered this as the CRA's have a new requirement to notify us of this. The one I got from TU seems to not interpret the new law correctly (Aw go figure!) as it does not mention that you have to send a copy of complaint, police report, etc. http://www.capitol.state.tx.us/cgi-...&BILLTYPE=B&BILLSUFFIX=00473&VERSION=5&TYPE=B Happy reading!