I'm still fairly new so please excuse me if this has been answered somewhere else. I have a Collection that I was requesting validation on. The 30 days expired on 4/28 with NO response. Further they agency did not note on my Credit reports that the item was disputed. What's next? I've already typed up a letter requesting the validation again giving them 15 days and quoting all the laws etc, Wollman letter. Should I try to get them to "verify" it on my Credit reports in the meantime?? Dispute with Exp/TU/EQ? Thanks in advance
Yep, dispute with the CRAs. For the future, the best route is as soon as you get the green card back from your validation request, then dispute with the CRAs. If they verify with them, they have to mark it in dispute 99 9/10 percent don't.
Thank you for your response. I filed an online verification for the CA with all three bureaus. I'm guessing that if they verify then I have to sue them. Argh. J
