After six months of credit repair and an 80+ point increase in scores, I am trying the 1-2 punch for my last few baddies. . Only four creditors left. After 1st round of OC letters three of four creditors removed IIB and changed to bad debt/ collection or noted an accepted settlement offer. All these new status are false. What would make next step be? What should I do to get these accounts off my report for good?
