Discussion in 'Credit Talk' started by dogman, Sep 22, 2003.

  1. dogman

    dogman Well-Known Member

    I used the same "thank you for your help" to TRANS Union, EQX, and EXP.

    I also sent in support docs to all three, circling the errors still reporting, and the COURT paperwork.

    Just opened the mail - TU is completely clean!
    The score did not come in the paperwork - so I guess I will pay again to see it.

    Cmon Equifax - I am just a couple of negs away from my new AMEX Card!

    Unbelievevable how well my "THANK YOU " approach worked with these agencies - that is two completely fixed in 10 days!


    arrrffff - dogman

    GEORGE Well-Known Member

    NOW IF I CAN JUST GET MINE 100% (only been trying for 20+ years)


    All I get is FRIVOLOUS or REMAINS

    Please change to INDIVIDUAL---->FRIVOLOUS

    BALANCE is not $15,000...it has been PAID IN FULL for over 3 months...REMAINS
  3. Hedwig

    Hedwig Well-Known Member

    Congrats again, dogman! I like your style with the thank you. I always said you catch more flies with honey than with vinegar.
  4. dogman

    dogman Well-Known Member

    Hi GEORGE, Hedwig - and thanks for your recent comments :)

    WELL - after I opened the TU and saw all the negs gone, I pulled an online to check score - DROPPED from 679 to 640!

    I noticed that WELLS FARGO BANK - as of 9/1/03 - started reported my DISCHARGED CH 13 acct as past due 120 days.

    SO, I just sent off the new paperwork and BK docs to TU. AND, if WELLS isn't gone by 10/09/03, I will present them with a lawsuit on FCRA violations - at their BRANCH - and demand they delete it on the spot or pay me $1000.

    I have made it through 41 of the negatives - and this last one is reported as "INCLUDED in CH 13" 120 days late. WRONG any way you look at it.
    I can be patient a bit longer.

    Overall - a great day though.
    aarrff - dogman
  5. Hedwig

    Hedwig Well-Known Member

    Sorry to hear about that. But it's only a minor setback, compared to what you've been through.
  6. dogman

    dogman Well-Known Member

    STILL, TRANS UNION did a stellar job. I looked at the green card - Sept 11 mailed. BACK to me today - 22nd - with all the negs gone.

    Wasn't TU's fault wells came back and reported.
    Nothing has changed yet on EQX - EXP was fastest, then TU - then maybe EQX.

    aarrff - dogman

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