I have an old debt from about 5 years ago that has showed up on my credit report when an employer checked it. They said before I can be employed I need to take care of this debt by getting it reduced. I am not sure how to do this. After hours of researching companies that offer services, I have found that it is best to do this on my own seeing as how it is only one blemish and it would cost little compared to using a company that specializes in this. I would like it to be removed from my credit report so it shows nothing negative. I have requested a credit report, and I am waiting to get that in the mail, (for some reason they would not let me get it over the internet). I am not sure what to do next, mainly because I found so many different contradicting suggestions. Any help is greatly aprreciated. Thank you!!