I mentioned that I had recently gotten the last of my hubby's collections off (or an agreement in writing to have them removed from the creditor/CA)..anyway, I sent a copy of the removal letter from one to Exp. The copy is signed by the manager, lists acct. number, says "never late" and "reported in error" and is marked "delete from report." Anyway, I get a letter back from Experian stating that they couldn't use this and had to contact the creditor..it's been 2 weeks..and is still on there as disputed. Clearly, this is a huge violation...right? So, what would you all do?