I had a charge off with company XX in 1999, I paid them 100% in 1999, just after charge off. It has been deleted MANY times of TU, only to be reinserted under my maiden name. Well I just went to worthknowing and there it is BUUUUUUUUT it's under satisfactory and last updated 11/02. What concerns me is you know how the most recently updated account is at the top? well this one is at the bottom BELOW accounts that haven't been updated since 2000. So I go to TU and try to pull a report, it won't let me cause I pulled one 2 days ago, so I try to BUY a report, won't let me.....am I just paranoid?
You can still use that same password for TU reports for 3 days. I think its an updated report too, I remember some lates falling off and being able to see the difference 2 days later.
I just finally got in to my NEW report. Sure enough it's on there as updated 11/02 under the delinquent section but marked as UNRATED 7/02. YAY!! I have a report from 11/02 with it NOT on there. It didn't affect my score at all. I've had enough I'm going to bed