Good Morning everyone..I am so furious with this collection agency Credit One, LLC. I have an alleged debt with American General. I sent a validation letter to these idiots, no response. However, they turn around and inserted the account under another name (Credit Solutions w/a different account number). I immediately sent another validation letter, and lo and behold they did it again, this time, they used the partial name of the original creditor (12 American General) and the they have open date as March 2003. I was able to get Equifax to delete both accounts..but now TranUnion is showing 2 open accounts for the same OC -- with 2 different acct number. Keep in mind they have yet to validated this debt. I wanna play hard ball now... They received the validation letter 2 days ago (under Credit Solutions) -- and added that account to Transunion either yesterday afternoon or today. ( I pull reports once a day and it wasnt there yesterday morning) That is a violation CORRECT? Please advise. Thank you in advance
I'm not sure, but I have credit one on my report and can't get them off. They won't respond to any of my letters and do put "12 ATT" as a new name for their account. If you learn how to get them deleted let me know because I have had no luck with this CA. btw, they purchased a former debt I had.
Did anyone ever find out about Credit One, LLC? They are now appearing on my credit report. This woman named Brandi keeps call me too. Please advise.
Credit One is vicious. My DH had an alleged account that Credit One purchased, then they sold to Clontz and Clontz. The sherriff showed up and said they were going to sell off his property. Ultimately he had to file BK to get these crack heads off his back. It was awful. I did some research and apparently they are one of the WORST collection agencies, the bottom of the bottom feeders.
