I just checked my FICO score online with Equifax (this is the first report I have ever paid for). I got a 702 score. The main reason stated for the score was that the age of the accounts is two early which makes sense considering my oldest account is 18 months old. I would actually have had older accounts that were 3 or 4 years old but those were derogs that I managed to delete. Well, I finally have a clean report with Equifax after almost 2 years of disputing. Of course, they are still on my watch list just in case they try to re-insert any old disputed accounts.
CONGRATULATIONS... I also am finally in the 700 club with 704... Will be higher if I get DISCOVERCARD to report credit limit and balance $0.00...I asked EXPERIAN to report credit limit for AMEX BLUE and they REMOVED it, SO I'M SCARED...
when is one considered in the 700 club? when all 3 reports are above 700 or the moment one of them breaks 700?
https://www.econsumer.equifax.com/webapp/ConsumerProducts/pgConsumerProducts? $38.85 FOR 4 REPORTS WITH F.I.C.O. SCORE...OR $12.95 EACH. F.Y.I. FOR USERS THEY HAVE A REVAMPED WEB SITE...AND YOU CAN ACCESS YOUR "OLD" REPORTS...
