It was a field day for denial letters in the mail yesterday, I got two rejections. I feel so special...one of them was Chevron. their reason: "Insufficient Activity on Credit Report" -- they pulled Equifax.... Which I don't think I quite understand. Shell pulled Equifax on the same day and I had a denial based on derog collection. (paid long ago) Oh well....I guess I'll try to be as comfortable as I can here in SUBPRIME HELL!! GEESH!! You know its bad even when Associates bank rejects you! I guess I'm just spam sucking trailer trash!