Im new want to buy house!

Discussion in 'Credit Talk' started by rdhygienis, Jan 22, 2009.

  1. rdhygienis

    rdhygienis Member

    Hello everyone.. I am new here and here is my deal..My husband and I want to buy a house..Both of our credits stink..lots of charge offs..I have already sent dispute letters with no positive changes..I am not sure what to do next..We are about to get a little bit of money...So should we try and pay them off??

    If anyone can direct me where to go or what to do next let me know!! Thanks!!
     
  2. jlynn

    jlynn Well-Known Member

    What are your FICO scores?
     
  3. rdhygienis

    rdhygienis Member

    EQ-563
    TU-525
    Exp-548
    Dont know hubbys but I know they are lower
     
  4. rdhygienis

    rdhygienis Member

    Can someone please direct me where to go what to do?? what to read?? Thanks
     
  5. rdhygienis

    rdhygienis Member

    I was here a while back reading and I learned a few things..However the way things are set up now are confusing to me...I tried the FAQ'S but however it takes you to AWESOMECREDIT.COM and Im not sure if that is right but it wasnt helpful..

    Im not sure where to go but I want to get started ASAP on my credit!!
     
  6. mavrik2747

    mavrik2747 Well-Known Member

    Use the search function to find related topics you want to research, also look in the letter section, but if you use one of those make sure you tailor it to your situation. And if you give us more info about your CR, we can help give ideas on how to attack it.
     
  7. rdhygienis

    rdhygienis Member

    well I will update more specific tomorrow..

    Most of my things are charge offs none more than 1200.00

    charge off wal mart 550
    charge off target 500
    charge off care credit 1000
    and a few small others
     

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