Hello everyone.. I am new here and here is my deal..My husband and I want to buy a house..Both of our credits stink..lots of charge offs..I have already sent dispute letters with no positive changes..I am not sure what to do next..We are about to get a little bit of money...So should we try and pay them off?? If anyone can direct me where to go or what to do next let me know!! Thanks!!
I was here a while back reading and I learned a few things..However the way things are set up now are confusing to me...I tried the FAQ'S but however it takes you to AWESOMECREDIT.COM and Im not sure if that is right but it wasnt helpful.. Im not sure where to go but I want to get started ASAP on my credit!!
Use the search function to find related topics you want to research, also look in the letter section, but if you use one of those make sure you tailor it to your situation. And if you give us more info about your CR, we can help give ideas on how to attack it.
well I will update more specific tomorrow.. Most of my things are charge offs none more than 1200.00 charge off wal mart 550 charge off target 500 charge off care credit 1000 and a few small others