Although I was afraid, and it took a long while before I decided how I would tackle my first attempt at credit repair -- I had what I consider a great success. My first dispute was student loan TLs. Did an online dispute with all 3 CRA's that they were never late, due to forbearance or deferrment. They have been removed. Although I do not have my credit score, TU reports it at 480. I'm not worried about that right now. I figure my strategy would be to clean up and then rebuild. Thanks for all of the info and encouragement!
