This has been an incredible week!! Monday I had my #1 nemisis CA offer to delete three accounts in exchange for my dropping a lawsuit that I hadn't even filed yet. Yesterday I recieved a letter with a copy of a UDF form from a Credit Union that I had I repo with in '96. I have sent this CU at least ten letters/faxes in the last month. They were reporting this one repo as 4 seperate accounts on my Ex CR. I sent the "Recovery Manager" a letter last thursday demanding information and informing him of the damages the CU's inaccurate reporting is causing me. I informed him that this was my tenth letter and his ineptness was causing a great liability to his financial institution. In the letter I cc'ed each member of the Board of directors and the Director of our states Banking commission. The letter I recieved yesterday informed me that the CU was removing all trade lines associated with this account and included a copy of the UDF instructing the CRA's to do the same. I cannot express the gratitude I have for the people on this board for their ideas and opinions. I still have a few more items on my CR, but I would have never gotten these removed without your help. Thanks, Susitna