Had a judgement against me last year and am paying collection agency lawyer as agreed. I had a long time credit card reduce my limit recently citing too much debt that Experian was reporting. I ordered a copy of my credit report and not only is the judgment on there, but the collection agency is reporting that not only have I made no payments, but that my balance is increasing every month by a lot. I would love to get some of my money back even if it's in small claims court. How do I proceed?