Some CA called Afni, Inc is reporting a collection account from Sprint Long Distance in the amount of $27 on my credit report. I was 17 at the time. I contacted the CRA to dispute, they won't take it off (The account shows last activity 4/98 but no open date; I told them I was underage and sent them a copy of my birth certificate). They verified the account saying the company didn't supply the open date so they can't delete. I called the CA. They're very rude and unhelpful. I've since sent a letter offering full payment for deletion. They have until 4/18 to respond. I called Sprint Long Distance. They are even more unhelpful. I've been hung up on, transferred and told to call Afni Inc. Correct me if I'm wrong, even if this were my account, which it's not, would they be able to report if I was 17 when it was established? I getting VERY PO'ed and would like to know what I should do from here. TIA. ps. Should I try contacting Sprint via PFB?
I'm feeling MUCH better now. I left a message for the VP of Credit & Collections and just got a callback. They will delete the account and send me a letter stating this. This is great news. I really didn't wanna start a legal battle with them. I just wanted the puny $27 debt GONE. lb
Tell me about it. Now on to RJM Acquisitions. I sent them a letter w/ my birth certificate showing I was 17 and they reported the debt to my credit profile anyway. Of course, I haven't rec'd my little green slip from the post office, so I have no way of proving their violation. I sent the letter off on 3/27 so hopefully, the receipt is on it's way to me. lb
What is the name of the VP that you spoke to? I would like to address an actual letter to this person. I have gotten no where with the people on the phone. Thanks.
I've learned the hard way that the CSR's are asses and rude. I always try to get the corporate office and work from there. The contact info is: Afni, Inc Mr. John O'Donnell VP, Credit & Collection Services Phone: 800.767.2364 www.afninet.com Hope this helps. lb