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Discussion in 'Credit Talk' started by Chet, Oct 2, 2000.
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RE: Improving ones FICO score.
Your BK is due to come off next year. I would take the time now to close out some of the smaller accounts you have little by little.
FICO will treat someone with 2 $5,000.00 accounts much better that one with 5 $2,000.00 accounts. Bear that in mind when choosing which ones to close.
I would try to go down to your highest 6-8 trades and stick with those ones, then when your BK falls off you should be in a position to start "Trading" one small high APR account for a larger better APR account!