I applied for the Readers Digest Platinum card. Yeah - I know it's First USA - and I know alot of board members have warned against Fusa - but this one comes with average daily balance - not the traditional 2 cycle one - and someone once told me that Fusa behaves better with their cobranded cards. It's not that i'm a Readers digest reader - but the card has other rewards (Marriot, Macys) that I was interested in. Anyhoo - the internet application said "needs further processing" and on the phone today cs told me they're asking for phone bill, utitlities bill and photocopy of ssn. The thing is if it ain't the Platinum - I'm not interested (the standard card has less benefits and applies the 2 cycle thing) however cs at fusa doesn't know what i'm going to be approved for yet. Does anyone have any experience with Fusa's score requirements for Plat? They checked Experian. My score at that time (probably dropped now) was 695. Credit avail: 87% 2 inquires in the last 6 mos (3 now with thiers) Oldest tradeline 4.5 yrs No negs, no derogs, etc. Thanx in advance for any info
yeah breeze - it seems like it - it's great to be a pioneer in something i know George had a few in the past i'll let you know how it turns out
Mark, I think you should be able to get the platinum. Ron and Ender also have FUSA cards. I recently got 2 and combined them, my fiance recently got 1 as well. My Experian score was 690 something I think. And I have a lot more inquiries.
OKAY im on a preaching mood -- so this is off topic. Please join us (me , kevinw02, you!!) to stop applying to november!! If you feel the urge post a message here OT and we will help you with your 12 steps (j/k). good luck. Everytime i see a message like this i am tempted, but i am being strong so far
