Hello everybody Im new here. For the longest time ive been scared to check my credit score.I knew it would be low because of my rectless behavor in the past.So today i got my report and now Im in need of help in rebiulding.my cr is Experian 572,Equifax 592,TransUnion 580.How do I get these negitives off my credit report and what can i do to rebiuld credit? 1st negitive Capital One balance of $526 shows up as a open account but I paid off debit to a collection agency. the same account show up as paid collection on only Equifax report. 2nd dell balance 836 Paid off through collection agency and shows up as CHARGED OFF ACCOUNT CHARGE 3rd sprint no balance show up only Legally paid in full for less than the full balance 4th COLUMBIA HOUSE 79 I just got the phone call from collection agency.debt wasfrom years ago but i paid last week.
Best thing you can do is to dispute the tradelines through the credit reporting agencies. Dispute by specific data fields which are inaccurate and those which are blank.
