I was strolling credit expert, getting ready to dispute an account - score 618, been that way for a while. Anyway my computer ran out of memory (I hate adobe acrobat), and I had to shut down and restart to finish what I was doing. Went back to credit expert and my score had gone down 10 points!!!!!!!!! WTF?????? Seems JC Penney's is on a tear. They put a duplicate CO tradeline on TU the other day, and now they added as statement "charge off as of 9/2003" on Experian. HELLO!!!! Its been a CO since 11/02. Check your JCP tradelines people.
My JCP Charge off TR dissappeared off EXP. I had disputed it a dozon times or more with no luck. I checked yesterday and it was gone. Should have stayed another 6 years or so. Go Figure
