In today's mail, the only thing I got was a TU update. My score rose 28 points with the deletion of a defaulted (paid) student loan and the change of 1 30 day late to never late. I also just noticed that a positive trade was deleted. The positive trade deletion is fine with me because the car was repoed in the bank's error and I told them that they need to delete it forever. (I was current on the loan when the repo man came) Overall, pretty good update day.
Erica, that's great! In my mail is an insurance bill, hate those. AT&T advertisements. Complaint from Animal Control for my barking Beagle pup. ( wacky lady that turned me in left a note to the dog on my back fence in big block letters so she could read it. lol ) Missing from mail is FedEx overnight that they cannot locate. Not good. Hope you do better CheleChele!
One more of those in my mailbox and I go to court for my dog. Hope the old lady doesn't call anymore.
I got my 3rd Equifax report in the mail today in less than a week. It's still clean but I have two new inquiries for an approved student loan and an approved checking account. The thing with the checking account is that they did a hard inquiry and another inquiry that has DTC in front of it. What's this mean? It appears that Equifax is the only report any company ever pulls for me. I also got a collection letter in the mail today from the company that did a hard inquiry on my Experian file. I drafted a debt verification letter and sent it off in less than an hour after I received the collection letter. Certified mail/ Return Receipt of course.
Okay here's my mail. Got my Nextcard- 4k cl Denial letter from Associates (We do not do business with bk people) Pulled TU Checked my Beacon FICO score- 680 with a bk-13. Can't imagine what my FICO would be when the bk falls off in 24 months. Best regards, Sam
