Hi, I want to know is inaccurate DOB in credit report anyway HARMFUL for a consumer. In what respect? Can it have an adverse effect in credit score? I searched the board prior to my posting. But I didnt get my answer. Thanks In Advance
Nope, a wrong DOB does not affect your score at all None of the stuff in the personal section counts towards your score. About the age thing, I'd try to get it corrected anyway, cause I'd hate for a creditor to look at the age on yer application for credit, and wonder why the ages are different. I'd hate for them to try to say you're tryin to pull something. That might not happen, but ya know what I mean? Anyhoo, try to get it corrected. It's easy, and just a quickie letter to da bureau will clear it up.
Yup .. got it. Its a bad feeling when the lender stares at the reports and asks you abt the age thing. I will get it corrected asap. I am also curious to know abt when do CREDITORS REPORT TO BUREAUS ... is it weekly, monthly or quarterly .. any ideas? Tanx
