I've read through many past posts regarding TLs that list "incl in bk" and have found conflicting schools of thought. Does anyone know if the notation "incl in BK" affect your score? My Co-borrower declared BK7 and it is now reported as "incl in BK" on my report. Does this affect my score - or is it simply a notation?
I don't know if it affects your score, but when they do a manual review and actually look at your credit report, that can hurt you. L