1. Nov 22, 2003 #1
   

   AtlantaGA Well-Known Member

   Does anyone know how 'Included in Bankruptcy' affects FICO? How bad a ding are they?

    

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3. Nov 22, 2003 #2
   

   DanS Well-Known Member

   very bad. Probably not as bad as an R5 - 120+ currently late - but "less bad" as it ages.
   
   I had two BK TLs just change to one - FICO climbed one point to 660.
   
   On that particular CR, I have five public records. One is the Ch7, 2.5 years old and four tax liens, all with release dates.

    

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