Hey all- I have one paid charge off for 235$ on all three of my credit reports. The date reported varies on each CR, for example TU's is 3 years off of experian's. I am aware that because the charge off is paid it would be nearly impossible to remove, however is there any chance I could change the date reported? I have no documentation from the account as it is nearly 5 years old. I have already asked them to verify the charge off and it was verified. I did not specify that the date was incorrect I just asked them to verify it. Should I ask to re-verify the account and correct the date or would that black flag me? Or should I attempt to reach the creditor and ask for documentation? It is Universal MasterCard if that helps. Thanks all in advance- Rock
