Hi, I just got approved for a GM card with only 1000$ CL. I didn't choose to do a BT right away. I was hoping that if I would call them and tell them I want to do a BT for a higher amount they would increase my CL. Does anyone have any experience about this? Is there a specific department I should call for this or just the generic customer support number? Has anyone had their CL limit increased through a BT? Did you do the BT right as you applied for the card or after you received the card. Can the CL and terms change between the time I got approved and the time I receive the card? Thanks, Ioan
I tried this today. I called the number that I found on the board and asked were there any offers available on my account. The rep asked me what type of offers was I looking for, and was I interested in BT. I told her yes, but my cl is too low to accomodate my transaction. She asked how much was I looking for. I made up a number and she tried. I was denied. Then I started asking questions (because I have been denied too many times and the excuses were all lame, my payment history is excellent, and I keep the card below 30%) I asked to speak to someone in the credit dept to find out the problem. I was placed on hold forever, and she finally came back and said let's try again. (?!?!?) What is your income etc. This time she came back and said we can double your limit. It's a start. So, all in all, it was a pretty good retention day with GM who I can NEVER get to cooperate. They lowered my purchase rate to 10.74% (btw, did anyone know they use there OWN prime rate, which is 8.25 at the moment. ) They lowered my bt rate to 9.74, with no bt fees. They doubled my credit limit. Still a sock drawer card, but I feel better.
