State Laws Many states have counterparts to the federal FDCPA. While they are often similar, they are usually not identical. California includes in its definition of debt collectors both creditors who regularly collect consumer debts and third-party debt collectors. Washington limits the number of contacts with a consumer to one time in a single week at the consumer's place of employment. Lawyers should review their state statute before proceeding to collect on a debt or representing a debt collector or creditor. CL Notes 15 U.S.C.A. §§ 1692-1692o (West 1998). 15 U.S.C.A. § 1692c(c) (West 1998). See Scott v. Jones, 964 F2d 314 (4th Cir. 1992). 15 U.S.C.A. § 1692a(6) (West 1998). 15 U.S.C.A. § 1692c(c) (West 1998). 15 U.S.C.A. § 1692d (West 1998). See 15 U.S.C.A. § 1692d(1) (West 1998) and 53 Fed. Reg. 50105. See 53 Fed. Reg. 50107 See 15 U.S.C.A. § 1692f(7) (West 1998). See 15 U.S.C.A. § 1692k(b) (West 1998).
