Inaccuracy - they list each semester's loan separately to the CRAs and that means that 2 late payments are calculated as 8 late payments. My obligation to them as the servicer is one monthly payment. This is inaccurately affecting my fico scores and they won't correct it. I tried disputing with CRA and with AES. I got a canned answers from both, they didn't even address the inaccurate issue I had. I even tried a goodwill letter with AES about 7 months after dispute, no luck. Any advice would be much appreciated.