1. Nov 24, 2003 #1
   

   DanS Well-Known Member

   I'm now down to 0 inquiries on TU & EQ, and none for six months on EXP.
   
   My scores are starting to approach 700. When my new balances (finally) get reported, I'm pretty sure I'll break 700.
   
   I suspect that 700 is a magic number and I'm wondering if the inq subtracts the 7 points during that report or after.

    

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3. Nov 24, 2003 #2
   

   GEORGE Well-Known Member

   "IF" you have 700 and apply and have a "HIT" of -7...your score should have still been 700 for what is sent to the credit card company...
   
   The next credit card company would get 693...
   
   Just a GUESS...

    

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