So I fill out the paperwork and since I've had an account w/them for 8 years, figured it was pretty straight forward. Pull my EQ and find out they pulled an inquiry. There was no credit line or CC associated w/this account, just regular checking. Anyone else get this recently? I intend to challenge them on the inquiry, of course, but I'm wondering how common this is. If I wind up pulling my account over this, am I going to get another ding? For everyone's benefit, it is Citizen's Bank.