Inquires

Discussion in 'Credit Talk' started by Psukid99, Jan 24, 2004.

  1. Psukid99

    Psukid99 Well-Known Member

    I have 12 inquires on experian(4 from MBNA!), 5 on equifax, 4 on transunion for the past 6-9 months. While they stay on for 2 yrs, do they stop being considered after 6 months or a year. It seems like my state loves experian.

    1/2 of the inquires werent even new credit but asking for credit increases causesd reports to be pulled. Stupid me. Other were multiple reports pulled.

    Either way I have the CCs I want now except for my wanting to replace Cap 1 with Chase/Fleet/Citibank so I'm content for a yr...
     
  2. GEORGE

    GEORGE Well-Known Member

    CLI WITH NO INQUIRY---OR NO CLI

    PROBLEM SOLVED
     
  3. Psukid99

    Psukid99 Well-Known Member

    Credit line increases at my reuqest that happened but report were pulled.. So is it 6 mo or 1 yr
     
  4. GEORGE

    GEORGE Well-Known Member

    Re: Re: Inquires

    "I WANT A CLI...BUT I CAN'T HAVE A HARD INQUIRY"

    "OH YOU MUST...NEVER-MIND"

    "YOU DO AR'S EVERY MONTH SO I DON'T SEE THE LOGIC"

    "HARDS" HAVE A DETRIMENTAL AFFECT ON MY F.I.C.O. SCORE"
     
  5. GEORGE

    GEORGE Well-Known Member

    Re: Re: Inquires

    "THEY" say they only HURT for 6 months...
     

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