Inquiries AGAIN

Discussion in 'Credit Talk' started by lilgong, May 3, 2003.

  1. lilgong

    lilgong Well-Known Member

    guys,,

    Experian has my SS number as my sisters,,,,, My sister applied for some credit this week,,, she was approved for a card, called them,,, and they were telling her her name is my name!

    low and behold when I just took a look at CE and EQ sure enuff I have four new hards,,,, from my sister....

    uhhhhh have any of you had success in just calling EQ and EQ on the phone to dispute inquiries,,,, and contacts you guys know,?

    or Iam gonna be forced to send a total of 8 RRR to the CRAs

    thanks,,
    lil gong
     
  2. lilgong

    lilgong Well-Known Member

    bump
     
  3. GEORGE

    GEORGE Well-Known Member

    "Did not apply for any credit from...
    WWWW company on XX/XX/2003
    XXXX company on XX/XX/2003
    YYYY company on XX/XX/2003
    ZZZZ company on XX/XX/2003

    PLEASE REMOVE THESE INQUIRES"

    DISPUTE BY U.S. MAIL (CERTIFIED R/R) or BY PHONE...
     
  4. Mycroft

    Mycroft Well-Known Member

    Has your sister ever applied for credit using your SS#?
     
  5. lilgong

    lilgong Well-Known Member

    no I really dont think she ever did,,,,, its all my own real info on experian is just they list hers as my SS number,,,, I had her AM Ex on my report,,,,, it just pooped up last year, got it off,,

    Im kinda angry cause I have read on other threads their response is,,,,, " we dont investigate inquires, write the company" hell man,, I even read here a guy had to sue MBNA to get rid of an inquiry,,,,

    uhhhhh,, k
     
  6. Mycroft

    Mycroft Well-Known Member

    Re: Re: Inquiries AGAIN

    Your problem isn't the inquiries, it's that Experian is confusing your credit file with your sisters. If you take care of that, then the inquiries will go away, and more importantly, you won't have this problem in the future.

    They can be reached at 1 (888) 397-3742
     
  7. lilgong

    lilgong Well-Known Member

    Re: Re: Inquiries AGAIN

    thanks for the info,,,, have you had success with them over the phone?? my problem is Im in europe now for the next year,,, and 1800 numbers are not free, actually the most expensive numbers in the usa,, second when you send registered mail here you dont get back anything that it was signed for, etc,,,,, the only thing that happens is if they refuse to sign for it , it comes back,,,, Im just like,,,,,,, great here we go a phone bill from hell calling all the companies,,, calling etc, and the price of registered post from here,,,,,

    anyway Ill call on monday,,,, they are closed now I tried to call immed when I saw it,,,,, thank god for CE

    thanks,,
    lil
     
  8. jlynn

    jlynn Well-Known Member

    Re: Re: Inquiries AGAIN

    When we lived out of the country, and had a need for certified mail, or mass mail in the US I bundled everything into one envelope, mailed to a friend in the US, who mailed them out for me, then returned the green cards in one envelope when they came back to her address.

    Saved us lots of money.
     
  9. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Inquiries AGAIN

    I was going to say the SAME THING...
     
  10. lilgong

    lilgong Well-Known Member

    Re: Re: Re: Inquiries AGAIN

    thanks guys,,,,, actually I can go USPS.com and create a RRR letter and pay 5 bucks online and it will be put in an envelope and sent,,,,,, the thing is I would have to use my USA address, the site only take US address,,,, and my perm address is my mothers now,,,, and I love her but shes worthless, shell end up losing the green card or something,,,

    of course if I call EX and EQ on monday and they tell me to take a hike,,, ( Ill call robin holland)
    well then Im gonna have to start the writing game

    pray for me,,,,, LOL,

    thanks ALL
     
  11. Butch

    Butch Well-Known Member

    Re: Re: Inquiries AGAIN

    I hate it when that happens.

    :)~
     
  12. lilgong

    lilgong Well-Known Member

    Re: Re: Inquiries AGAIN

    as we New Yorkers say,,, Your a pisser Butch !!! ( funny) yah I hate when things just poop up,,,, I must be crazy its 5.10am where I am and Im up trying to find answers here,,, cant sleep,, lil
     

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