I received letters from both Equifax and Trans Union stating that inquiries are a matter of fact, blah, blah. I haven't heard back from Experian. I am going to send a second letter stating that the FCRA gives me the right to dispute negative inaccurate information on my credit report and that since "too many inquiries" is considered a negative, I have the right to dispute these inquiries. Btw, right now I am only disputing inquiries made in that last year that should have been "AR" inquiries, but were posted as hard inquiries. Equifax - 8 (It was 12, all my Jan. Feb. and 1/2 of March inquiries were removed on my hard copy, but not on the online copy) Trans Union - 14 Experian - 11
