Is it a violation for a CA who made a inquiry of your credit report when such CA has not validated pursuant to FDCPA? I have inquiries from CA's on all 3 of my reports....what's the best way to approach deletion and at what point are these in violation of "permissable purpose"? Thanks.
pulling a report is collection activity, Section 809(b) says no collection activity can be done without validation.
lbrown, from the original posters question that the company had never validated, it would be presumed that they had requested validation.
