How many is too many? I would think the potential lender would look at the ones that are all the same type of credit subject, i.e. the four that are automobile finance companies and see why we have that many. We were looking for a car...therefore several companies pulled our report. I am looking for a mortgage lender that doesn't just look at the score and make a judgement from there. They are discounting me before they even delve into my credit report. A lot of it is self explanatory and it doesn't take a genius to find out that I am not going all over the world trying to open new credit. Any suggestions?