I have heard that inquiries over one year old can be removed, is that true and if so what reason do I give the Credit bureaus?
You can dispute all inquiries as "you never applied for credit with that company" but inquiries over one year old does NOT affect your score at all.
An important thing to remember, your credit score DOES NOT HAVE TO BE AFFECTED TO HAVE A "good" CASE. Because the statutes are "Strict liability", all you have to prove is that the inquiry was impermissible (if that is the concern)
