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Inquiries Removed? Yup!

Discussion in 'Credit Talk' started by Dustin, Jul 27, 2001.

  1. Jul 27, 2001 #1
    Dustin

    Dustin Well-Known Member

    I finally got my results back from Experian. These are my inquiries (only 1 baddie got removed; better than none! Down to 3):

    CAPITAL ONE BANK
    Date: 04/03/2001
    Outcome: Deleted

    MERCURY FINANCE CO
    Date: 02/03/2001
    Outcome: Deleted

    OSI COLLECTION SERVICES,
    Date: 05/05/2001
    Outcome: Deleted

    FIRST CREDIT SOLUTIONS,I
    Date: 11/06/2000
    Outcome: Remains

    AMERICAN INVESTMENT BANK
    Date: 02/23/2001
    Outcome: Deleted

    RNB TARGET
    Date: 03/07/2001
    Outcome: Deleted

    PROVIDIAN FINANCIAL
    Date: 01/19/2001
    Outcome: Deleted

    PROVIDIAN FINANCIAL
    Date: 02/06/2001
    Outcome: Deleted

    PROVIDIAN FINANCIAL
    Date: 09/05/2000
    Outcome: Deleted

    PROVIDIAN FINANCIAL
    Date: 11/13/2000
    Outcome: Deleted

    PEOPLEFIRST FINANCE
    Date: 01/12/2001
    Outcome: Deleted

    UNITED AUTO CREDIT CO
    Date: 02/08/2001
    Outcome: Deleted

    TRIAD FINANCIAL CORP
    Date: 02/03/2001
    Outcome: Deleted

    CHOICEPOINT/INS P&C
    Date: 02/23/2001
    Outcome: Deleted

    OSI COLLECTION SERVICES
    Date: 01/11/2001
    Outcome: Deleted



    So, it can be done!!!!!!

    Yay!!
     
  3. Jul 27, 2001 #2
    NanaC

    NanaC Well-Known Member

    That is so great!! Congrats!!

    I'm sitting here on Day 32...no results, nothing. :(
     
  4. Jul 27, 2001 #3
    Dustin

    Dustin Well-Known Member

    Yeah, they did take a while. My results were due on the 11th of this month. They are very slow... But, they can't blame the Postal Service on this one!!!
     
  5. Jul 27, 2001 #4
    keltexx

    keltexx Well-Known Member

    Dustin, how many of these were hard inquiries? And how many were in fact initiated by you through applications? Thanks.
     
  6. Jul 27, 2001 #5
    Dustin

    Dustin Well-Known Member

    All of them hard, all of them by app's. 2 or 3 of them were by the car dealership, and I didn't want them on there. I only wanted the dealership and the actual finance company I went with.

    All these inquiries gone should help my score somewhat, I hope...

    Is there anyplace to get my Experian score online? For free?
     
  7. Jul 27, 2001 #6
    NanaC

    NanaC Well-Known Member

    OK, just checked...2 affirmed, 1 deleted..it was an old one but nice to have it off!

    Those after 6 months really seem to be nothing!
     
  8. Jul 27, 2001 #7
    Shirley

    Shirley Well-Known Member

    What reason do you give to have inquiries deleted?
     
  9. Jul 27, 2001 #8
    Dustin

    Dustin Well-Known Member

    I did the online disputes and said that I had no knowledge of the inquiry. Worked great. I think I will use online inquiries along with snail mail for additional "spamming"...

    Almost clean. Most of my other clean-ups are just time... Letting some of my newer accounts age... In 2 years, I should have some awesome credit!!!
     

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