Discussion in 'Credit Talk' started by S.D., Nov 7, 2000.

  1. S.D.

    S.D. Guest

    I am addicted to applying for credit!! How long do inquiries stay on your file?
  2. Russ

    Russ Guest

    2 years
  3. Momof3

    Momof3 Well-Known Member

    They remain for 2 years, alot of excessive inquiries can kill your score.
  4. creditwork

    creditwork Well-Known Member

    You do not have to worry about inquiries, until you get turned down. Once you get turned down, you need to cool it. Change your situation by paying off debt or increasing your income. Do not apply for new credit for at least 6 months. If you have been exercising your present credit, lower rate offers and higher limits will come your way from your existing creditors.

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