Hi all, I got a bunch of inquiries on my credit file in the last year. Is it worth enough to dispute them and ask for deletion. Thank you ~ Ganesh
From what I understand, inquiries factor into a score for 6 months. If they are not yours, then dispute. I say this because the dispute process is different for inquiries. You must go to the source first, as the CRA's will insist on it.
If these inquiries are from things you initiated, I don't think it's worth fighting it. It'll just be a long drawn out fight and they'll end up falling off themselves.