Inquiries

Discussion in 'Credit Talk' started by haybreez, Mar 9, 2007.

  1. haybreez

    haybreez Well-Known Member

    What are other ways to get inquiries off your report?
    Do you write the CRA's?
    Do they usually take them off?
     
  2. apexcrsrv

    apexcrsrv Well-Known Member

    Equifax will, Trans Union has been coming around but, Experian never will.
     
  3. bizwiz41

    bizwiz41 Well-Known Member

    To dispute inquiries, you must write the CRA directly, they generally will not offer the option on line. You also must state a viable reason for why you feel the "pull" was not a permissible purpose. And that is where it gets tricky.

    It is worth a try to get inquiries removed, if you have quite a few. They do not have a tremendous effect on your credit score, and FICO only counts those within the last twelve months.
     

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