/ Register

Inquiries

Discussion in 'Credit Talk' started by steve, Mar 21, 2001.

  1. Mar 21, 2001 #1
    steve

    steve Well-Known Member

    What's the difference between hard and soft inquiries? Do both lower your credit score or just the hard ones?
     
  3. Mar 21, 2001 #2
    Momof3

    Momof3 Well-Known Member

    "soft inquiries" are not viewed by other creditors only by you, these are not counted against you, Hard inquires are seen by other creditors and do have a impact on your score.
     
  4. Mar 21, 2001 #3
    lbrown59

    lbrown59 Well-Known Member

    Author: Momof3 (---.proxy.aol.com)
    Date: 03-21-01 07:13

    "soft inquiries" are not viewed by other creditors only by you, these are not counted against you, Hard inquires are seen by other creditors and do have a impact on your score.
    ==============================
    Inquires should not be on credit reports-PERIOD:
     
  5. Mar 21, 2001 #4
    Worried

    Worried Guest

    So, are the inquiries you make about your own credit hard or soft?
     
  6. Mar 21, 2001 #5
    GEORGE

    GEORGE Well-Known Member

    If you ask for a "credit report" it is a "SOFT" (not held against you)...if you apply for credit, it is a "HARD" (held against you for like 6 months).

    "Hard" inquires stay on the report for two years.
     

Share This Page