Inquiries

Discussion in 'Credit Talk' started by DBP, Aug 31, 2008.

  1. DBP

    DBP Member

    I have alot of Inquiries on my CR,and I found out that they stay on the cr for 2 years.Is there any way I can have them removed?

    Thanks,
    DBP
     
  2. greg1045

    greg1045 Well-Known Member

    Are they legitimate "hard" inquiries?
     
  3. ccbob

    ccbob Well-Known Member

    They stay on your report for 2 years but the FICO score only looks at the last year. Also FICO lumps multiple inquiries for similar events within a 30-day window together as one. E.g. if you were mortgage or car-loan shopping you might have 12 inquiries by mortgage lenders within a 2-3 day period. FICO would count that as one inquiry.
     

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