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Discussion in 'Credit Talk' started by Mike, Mar 27, 2001.
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I believe inquiries are deducted from your score if they are in the last 12 months, according to the reasoning codes they look at last 12 months. These only make up 10% of your score, not sure how much is deducted per inquiry though I have read all kinds of numbers I don't think anybody can be certain of this except Fair Issac and they ain't talking.
I truly think for each inquiry it is eight points. Only because before hubby purchased a car his score was 722. The dealership pulled his credit report they told him he had a 714. And then our local bank pulled our credit report and his current FICO is 706. It may vary. But this is the best I can come up with.