Separate names with a comma.
Discussion in 'Credit Talk' started by Tita, Aug 15, 2000.
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Tita, was the credit card in your name only?
If so it is against the law for a collector
to tell a person other than you, your spouse,
(or your parents if you are a minor)but at 24 I think your past the minor stage. Now you
said you had your father listed, is his name on the card as being responsible for the debt
also? this would make a big difference. But
if not the collector has violated your rights under the FDCPA laws and you could sue
and win a judgement for up to $1000 + attorney fees + actual damages. You have 1 year in order to file charges under the law.
Maybe someone else could add to this concerning the father being listed. Good Luck
Thank you for taking the time to respond. No my father's name was not on the card at all. The only reason why his number was on there at all is because I used to work for him. Upon calling, this lawyer had no idea we were related. She just thought she was calling my office in order to speak with me. When he insisted she reveal the information, she did. Where do I go from here? I'm sure I have to issue a formal complaint, but with whom? Thanks for your time.