First, are they legitimate? If not, dispute them with the CRAs or company inquiring. They might be an indication that someone is attempting to apply for credit in your name, or that your file is mixed with someone else. If they are mortgage or auto loan related, make sure they are correctly coded, and be aware that if they are within a certain period of time, they only count as one toward calculating FICO. See myfico.com for details. If they are monthly inquiries for already open accounts, make sure they are reported as "account review" or "not visible by others". If they are legitimate, from accounts you did open recently, their main effect will fade in about 6 months.
