Information taken from their letter to me: Lakeside Information Resources discloses all of the credit card application information in our files related to our social security number, telephone number, and address. This information is reported to us by Visa and MasterCard bankcard issuers, and is shared with them as provided in the federal Fair Credit Reporting Act and similar state laws. The information included on the consumer report is: *total number of times your social security number, address, and telephone number have been used on a credit card application within the past 12 months *Any report of unauthorized of fraudulent use of credit cards associated with your social security number, address, or telephone number *Any bankruptcy reported for your social security number. *Contact info for bankcard issuers who have furnished info to or received info from the Issuer's Clearinghouse Service regarding your SS #, address, or telephone number. It then goes on to say you can dispute it. I disputed an item in 2000 and it was removed. Lakeside Information Resources 360 East 22nd Street Lombard, IL 60148 630-932-3994 Fax 630-889-5941 This might be very important?