I have several inquiries that are showing up on my report due to a recent vehicle purchase. There are several times where I have 5-6 inquiries in one single day. I was told that if they are coded right then they would only show as one inquiry. Well, as far as I can tell they are all single inquiries. Most of them are on my EFX report. Can I get these off by disputing that I did not authorize them? Thanks!!
Pull a copy of your credit report and then send a letter through certified mail to each CRA informing them that you did not authorize the inquires and that you want them removed.
If you signed a credit application at a dealership, you have given them permission to submit your information to allow 3rd parties to pull your report. It's not that there's 'coding' for auto inquires, it's just that a number of inquiries within a set amount of days, IE shopping for a car loan, do not hurt your score as badly.
Did you apply to finance thru the dealer, or did you finance or pay directly without going thru the dealer for credit?
