Inquiry Question

Discussion in 'Credit Talk' started by matty61184, Jul 24, 2001.

  1. matty61184

    matty61184 Well-Known Member

    I have been disputing items on my Experian credit report, specifically inquiries. I had 11 inquiries all within the last year. I now only have 7, as four of them have been deleted! Woo-hoo! How much did I just help my score? How much better would my score be if I just had 2 or 3 inquiries?
  2. Momof3

    Momof3 Well-Known Member

    The 4 you had deleted, were they within the last 6 months?? They seem to cause the most damage and most have said they have gained 2 points per removal if they were within the last 6 months.
  3. matty61184

    matty61184 Well-Known Member

    Here are the inquirers and the dates they inquired:

    1. Providian Financial, 4/03/2000
    2. FNB Brookings, 12/26/2000
    3. AFBA Industrial Bank, 1/08/2001
    4. American Express, 1/12/2001

    3 More Inquires are pending, of which 2 were made within the last 6 months.

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